Quick answer
Buy gas if you heat occasionally, need fast heat, or live somewhere cold; buy a heat pump if you swim all season in a warm-to-temperate climate and want the lowest running cost. A gas heater raises pool temperature 5–10°F per hour and works in any weather, but burns $200–$500 a month in fuel. A heat pump heats slower (1–2°F per hour) and stalls below roughly 50°F air temperature, but typically costs 60–80% less per month to run because it moves existing heat instead of burning fuel for it, per EIA residential electricity-rate data compared against propane and natural gas pricing.
Gas vs. heat pump, side by side
| Gas heater | Heat pump | |
|---|---|---|
| Heating speed | 5–10°F/hour | 1–2°F/hour |
| Monthly running cost | $200–$500 | $50–$150 |
| Upfront + install cost | $1,500–$3,500 | $2,500–$5,500 |
| Works below 50°F air temp | Yes | No — efficiency drops sharply |
| Typical lifespan | 5–10 years | 10–20 years |
| Best for | Occasional use, spas, cold snaps | Daily/all-season swimmers |
Why gas heats faster — and costs more for it
A gas heater — like the Pentair MasterTemp 400 or Hayward H-Series — burns natural gas or propane and transfers that heat directly into the water, which is why it can take a pool from cold to swimmable in a few hours. That speed comes at a fuel cost: a 400,000 BTU unit running several hours a session typically burns $15–$25 in gas each time, adding up to $200–$500 a month for regular use. That makes gas the right call if you only heat for a weekend pool party, run a spa you use a few times a week, or live somewhere the swim season is short and cold-tolerant heat matters more than running cost.
Why a heat pump costs less to run — but not in every climate
A heat pump, such as the Hayward HeatPro or FibroPool FH270, doesn’t burn fuel — it extracts ambient heat from the air using the same principle as a refrigerator in reverse, then moves it into your pool. That efficiency is measured by COP (coefficient of performance): a heat pump rated COP 5 delivers about $5 of heat for every $1 of electricity spent. At current U.S. residential electricity rates, that typically lands in the $50–$150/month range for daily use — 60–80% less than an equivalent gas heater. The catch is thermal, not mechanical: heat pumps struggle to pull warmth from air once it drops below roughly 50°F, so in colder climates or shoulder-season swims, they stall out right when a gas heater would keep working.
Hayward HeatPro heat pump
- COP-rated efficiency — moves heat instead of burning fuel for it.
- Digital controls with a titanium heat exchanger for saltwater-pool compatibility.
- Pairs well with a solar cover to offset its slower heating speed.
Whichever type you land on, get it ordered before the weather turns — try Amazon Prime free for 30 days so a heater or the cover that speeds it up ships in two days instead of eating into your swim window.
A simple way to decide
Ask two questions: how often do you actually heat the pool, and how cold does your air get during the season you swim? If the honest answer is “a handful of times a year” or “our spring/fall swims dip below 50°F,” gas wins on flexibility even at a higher running cost. If you’re heating most days through a full warm-climate season, a heat pump’s lower monthly bill closes its higher purchase price within one to two seasons — see our best pool heat pump picks for COP-ranked options, or the full type-by-type breakdown on our best pool heater pillar guide. If you’ve already settled on gas, our Hayward vs. Pentair comparison covers the two most common gas lines head-to-head.
The bottom line
Gas wins on speed and cold-weather reliability; a heat pump wins on monthly cost if your climate cooperates. Most pool owners who swim regularly in a warm-to-temperate region save money switching to (or starting with) a heat pump, while occasional swimmers and cold-climate pools are usually better served sticking with gas. Either way, check running costs by type and budget for installation before you commit — install cost can shift the math as much as the heater itself.